Unit Trust Management Company - UOB Asset Management (Malaysia) Berhad

Unit Trust Management Company - UOB Asset Management (Malaysia) Berhad

UOB Asset Management (Malaysia) Berhad (“UOBAM(M)”)is built on a strong foundation of investment capabilities, grounded in rigorous and extensive research. UOBAM(M) has held the Capital Markets and Services Licence for fund management in Malaysia under the Capital Market and Services Act since January 1997. In January 2014, UOBAM (M) obtained approval from the Securities Commission of Malaysia to deal in securities restricted to unit trust products. UOBAM(M) has more than 20 years of experience in providing fund management and fund advisory services for both institutional and retail clients.


As a subsidiary of the UOB Asset Management Ltd headquartered in Singapore which has a strong regional presence in markets that include Thailand, Brunei, Taiwan, Japan, China, India, Vietnam, Indonesia and South Korea, via local offices, joint ventures and alliances, we enjoy a strong regional integration which grants us in-depth knowledge and first hand insights in an ever-changing environment.

.

Source from:

https://www.uobam.com.my

#unittrust
#unittrustinmalaysia

Unit Trust Management Company - RHB Asset Management Sdn Bhd

Unit Trust Management Company - RHB Asset Management Sdn Bhd

RHB Asset Management Sdn Bhd (“RHBAM”) is a wholly-owned subsidiary of RHB Investment Bank Berhad. RHB Group Asset Management enjoys a significant presence in the ASEAN and Greater China region, with offices in Malaysia, Hong Kong, Indonesia, and Singapore where we offer customers close to 30 years’ worth of expertise and knowledge in asset management. In Malaysia, RHB Group Asset Management remains as one of the top 3 fund management companies in terms of total Assets Under Management (“AUM”), offering conventional and Islamic products.

Source from:

https://www.rhbgroup.com/malaysia

#unittrust

#unittrustinmalaysia

Factors to consider before investing Unit Trusts

Before investing in unit trust funds, you should carefully consider the following:

• Investment objectives of the fund;
• Investment policies and strategies;
• Size of fund and growth trends;
• Investment restrictions, e.g. ethical and religious considerations;
• Potential risks;
• Types and amount of fees charged, such as initial sales / service charges, exit fees, switching fees and annual management fee;
• Historical performance, particularly on price appreciation and distribution of income to investors though past performance is not an indication of its future performance;
• Latest investment portfolios and asset allocations of the fund; and
• Information on the board of directors, key management team, advisors, auditors and trustees.

#unittrust

#unittrustinmalaysia

Ways to invest in Unit Trusts

Unit Trusts enable investors to diversify their investments into different markets and investment instruments such as equities, bonds, securities, currencies and warrants/derivatives.

There are generally 3 ways to invest in unit trusts funds:-

1. Cash or Lump Sum Investments
2. Regular Savings
3. EPF Members Investment Scheme

#unittrust

#unittrustinmalaysia

Shariah-compliant funds

Shariah-compliant funds are investment funds governed by the requirements of Shariah law and the principles of the Muslim religion. Shariah-compliant funds are considered to be a type of socially responsible investing.

The main objective of Shariah-compliant investments is to provide an avenue for investors who are sensitive to Shariah requirements on their investments. A Shariah-compliant investment should be free from activities prohibited by Islam such as usury (riba), gambling (maisir) and ambiguity (gharar).

It should also exclude investments in companies or sectors primarily involved in Shariah non-compliant activities such as products or services related to conventional banking, conventional insurance, gambling, alcoholic beverages and non-halal food products.

#unittrust
#unittrustinmalaysia

Unit Trust Management Company - Affin Hwang Asset Management

Unit Trust Management Company - Affin Hwang Asset Management

Affin Hwang Asset Management Berhad (“Affin Hwang AM”) is an independently-managed, bank-backed asset management firm that started its roots in 2001, serving the needs of corporates, institutions, pension funds, government-linked companies, high net worth individuals and the mass affluent.

Affin Hwang AM specialise in customised solutions and invest into equities, bonds, money market, structured products and other alternative investment instruments to generate returns for our clients.

Affin Hwang AM Shariah investment solutions are externally managed by AIIMAN Asset Management Sdn. Bhd. (“AIIMAN”), a wholly owned subsidiary and Shariah-compliant investment arm of Affin Hwang AM.

Source from:

https://affinhwangam.com/

#unittrust
#unittrustinmalaysia

Unit Trust Management Company - Public Mutual Berhad

Unit Trust Management Company - Public Mutual Berhad

Public Mutual Berhad, a wholly-owned subsidiary of Public Bank, is No.1* in both private unit trusts and Private Retirement Scheme (PRS) in Malaysia. It commands a market share of 34.9%^ and 43.3%^ for the retail funds sector and PRS respectively. The Company manages more than 140 funds in-house for over 4.2 million accountholders. As at end-April 2020, Public Mutual’s total net asset value stood at RM83.3 billion^.  The Company’s investment philosophy is based on fundamental research with the objective of delivering superior and consistent returns over the medium- to long-term.

Source from:

https://www.linkedin.com/company/public-mutual-berhad

#unittrust
#unittrustinmalaysia

Benefits of Unit Trust - Professional Fund Management

Benefits of Unit Trust - Professional Fund Management

For those investors not from the financial background but would like to enjoy the return from the share market. What they can do ? They either spend the money and time to learn how to start how to buy the shares or they can just choose the best portfolio fund to invest.

Unit trusts fund managers are approved professionals in a highly regulated industry. Their license, background and expertise ensure that decision making is structured and according to sound investment principles. In the process, unit trust funds enjoy the depth of knowledge and experience that fund manager can bring. In the long term, it is this expertise that should generate above average investment returns for unit trust investors.

#unittrust

#unittrustinmalaysia

Benefits of Unit Trust - Diversification

Benefits of Unit Trust - Diversification
One of the rules in investment is "not putting all your eggs in one basket". This means not investing all your money in a single asset, but allocating it to a variety of assets. In short: diversifying its investments.

An investor can invest in a diversified portfolio of investments, rather than an investment portfolio of one or two investments or shares, his risk is better to spread out in line with saying "not putting all your eggs in one basket".

"Money alone does not make you happy. You also need shares, gold and real estate."
Danny Kaye (18 January 1911 – 3 March 1987), American actor

#unittrust
#unittrustinmalaysia

Benefits of Unit Trust - Low entry barriers

Benefits of Unit Trust - Low entry barriers

As Unit trusts are a collective investment scheme, the investors can start with an investment amount as low as RM100. The investment amount of RM100 is considered a low entry barrier, even for a fresh graduate they might also afford to start the investment.

#unittrust
#unittrustinmalaysia